![]() The rewards are not the best, but they're decent for an no-annual-fee card for low credit. With that in mind, this card isn't a bad option. It's great that Walmart offers approval to those with low scores so you have a way to build credit. The target audience is frequent Walmart shoppers with limited or poor credit scores. Just log in online to your account at IS THE WALMART CREDIT CARD GOOD? Your credit limit may be as low as $150 to start, but could increase with responsible use.įree Credit Score: Walmart cardholders can access their FICO score for free each month. Keep in mind that if you have lower credit, you probably won't get a high credit limit. The Mastercard version usually requires a credit score of 660 or higher, which is considered the low end of "good" on the credit score scale. The Walmart credit card reports to all 3 credit bureaus, so it's a great way to build credit with responsible use. Customers with FICO scores as low as 550 can usually be approved. ![]() Even with no credit or poor credit, you'll still likely qualify for the Walmart store card. One big appeal of the Walmart credit card is that those with limited or lower credit scores can be approved. ![]() CREDIT SCORE NEEDED FOR WALMART CREDIT CARD The financing offer is great, but make sure you pay off your balance before the 0% APR period ends.įinanced purchases will not earn cashback rewards. The interest is deferred, which means if you don't pay off the balance within the promotional period, you'll be charged ALL the interest on the full initial price from the date of purchase. However, this comes with some strings attached. The term depends on the amount of your purchase. You can get a 6- to 24-month interest-free grace period to pay off your balance. Add an authorized user SPECIAL FINANCING OFFERSīoth cards offer special promotional in-store financing on large purchases over $150.Request credit limit increase or decrease.Walmart credit card sign in: You can log into your Walmart credit card account at On your online account, you can: And they won't expire as long as your account is in good standing. There's no limit on the amount of rewards you can earn. Rewards are issued as monthly statement credit. If you have the Walmart Mastercard version, you'll receive 1% cashback on all purchases wherever Mastercard is accepted. 1% back on everything else, including: Walmart physical stores, Sam's Club, and Neighborhood Markets.2% back on fuel at Walmart and Murphy USA gas stations (Murphy Express is excluded).3% back on purchases made at, including in-store pickup, grocery pickup, and grocery delivery purchases.Walmart-World © Patrick Hoesly (CC BY 2.0) via Flickrģ-2-1 Save Rewards is Walmart's cashback rewards program. Now let's take a look at the Walmart credit cards in detail. Those with limited or poor/average credit looking to improve their credit scoreįor anyone with better than average credit, there are a number of other rewards credit cards that offer better rewards and perks.Frequent Walmart shoppers, especially online.Low rewards compared to other cashback cards.Eligible to those with low credit scores.Up to 3% cashback at Walmart and affiliated stores and gas stations.Credit Score Needed for Walmart Credit CardĪlso, check out some current credit card promotions you shouldn't miss.Walmart Mastercard: can be used wherever Mastercard is accepted.Walmart store credit card: can be used for purchases only in Walmart Stores and Supercenters,, Neighborhood Markets, Sam's Clubs, and Walmart and Murphy USA gas stations.The retail giant offers two types of credit cards issued by Synchrony: With its reputation for low prices, Walmart is the go-to store for groceries and other household staples. ![]() Is the Walmart Credit Card worth applying for? Read this expert review and comparison of the Walmart store card and Walmart Mastercard before you apply.
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